Fast and reliable loans in Malaysia

Amount

2,000

2,000

RM
RM500RM10,000
Amount
RM2,000
Interest rate
0%*
Amount to pay
RM2,000
256-bit encryption
SSL secured
  • Get from RM500 in 3 simple steps
  • Up to 95% approval rate
  • Decision in 2 min, funds in 15 min
  • Get from RM500 in 3 simple steps
  • Up to 95% approval rate
  • Decision in 2 min, funds in 15 min
* First loan can be free of charge for new clients
Crezu does not charge any service fees.
The loans offered have minimum repayment terms of 91 days (3 months) and maximum repayment terms of 120 days (4 months). Lending rates vary from lender to lender, with the maximum APR of 18%. For example, for a loan of RM 5,000 that will be paid in 3 months (91 days), the total payment of the loan will be RM 5,225.
How it works

You're just 3 steps away from your loan

01
Complete the form

All you need is your phone number, MyKad and 2 minutes of your time

Amount
RM2,000
Phone number
+60 ** *** *****
02
Get loan offers

Compare licensed lenders and choose the offer with suitable terms

Amount
RM800
Amount
RM3,000
Amount
RM5,700
Amount
RM9,400
03
Receive your money

Select a lender, sign the agreement and get the money in your bank account

Advantages

4 reasons to choose Crezu

Fast response

Get a list of loan options in just a few minutes

Simple and convenient

All you need is internet access, your MyKad and a bank account

Available 24/7

Apply online at any time of day

Multiple offers

Submit one application and receive offers matched to your profile

Less paperwork, more clarity

Find your perfect loan in minutes

Compare multiple loan offers from home and choose the one that suits you best. No complicated paperwork or long waiting times — everything is fast, secure and transparent.

Approval time
Up to 7 minutes
Partners
Licensed lenders
Approval chance
High probability
Service fee
Free of charge
Approval time
Up to 7 minutes
Partners
Licensed lenders
Approval chance
High probability
Service fee
Free of charge
Reviews

What customers say

Purposes

What can you use an online loan for?

Pay off credit card debt
Consolidate multiple existing loans
Medical expenses
Holidays or travel
Pay the rent
Repair your home
Repair your car or motorcycle
Other
Achievements

Why users choose us

13

partners with a wide range of loan offers

200K+

users in Malaysia trust us, and 57% come back

95%

approval rate from our partners

16

countries across 4 continents served by us

FAQ

Frequently asked questions

What is Crezu?
Crezu is a loan platform that helps individuals find and apply for loans from a network of trusted and licensed banks and lenders in Malaysia. We make it easy to compare loan options, ensuring that you find the most suitable financial solution for your needs.
How much does it cost to use Crezu?
How does the loan application process work?
How do I get the money?
How long does it take to get approved?
Can I apply with a low CTOS score or CCRIS record?

Crezu is a brand of the company Fininity OÜ (registration number: 14523902, address: Paadi tee 3, Haabneeme, 74001 Harju maakond, EE.). Please note that Crezu is not a financial institution, bank, or lender. We operate as an intermediary, connecting customers who are seeking loans with licensed financial institutions. We are not responsible for any loan agreements and do not charge any service fees. Additionally, we cannot control the actions, inactions, or interest rates of any lenders we connect you with. It is important to understand that you are not obligated to use our service or initiate contact with any lenders we work with.

© 2026 Crezu